Spend & Earn Fact-checked 2026-08-14

Wirex

Established 2014

A crypto-friendly card and payments app spanning 60+ currencies and 6M+ users.

Wirex combines a payment card with multi-currency accounts covering crypto and fiat, letting you spend either with automatic conversion and earn crypto rewards ('Cryptoback') on purchases. It's one of the most established card programmes in crypto.

Quick facts

Founded

2014

Pros

Spend crypto or fiat from one card
Cashback in crypto on purchases
Long track record since 2014

Cons

Card availability varies by country
Fees on some conversions and ATM use
Rewards terms change periodically

Best for

A crypto card with broad multi-currency support

Fees

Free tier; premium tiers add monthly fees. Conversion and ATM fees vary by plan.

Security notes

Custodial service with KYC — you're trusting Wirex with card balances. Keep spending money here, savings in self-custody.

cardpaymentsmulticurrency

Frequently asked questions

What is Wirex?

Wirex is A crypto-friendly card and payments app spanning 60+ currencies and 6M+ users. Wirex combines a payment card with multi-currency accounts covering crypto and fiat, letting you spend either with automatic conversion and earn crypto rewards ('Cryptoback') on purchases. It's one of the most established card programmes in crypto.

Is Wirex safe to use?

Custodial service with KYC — you're trusting Wirex with card balances. Keep spending money here, savings in self-custody. As always, verify details on the official site before trusting funds to any service.

How much does Wirex cost?

Free tier; premium tiers add monthly fees. Conversion and ATM fees vary by plan. Figures change — confirm current pricing on the official site before deciding.

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